The effect of access to credit on coffee production in Namayumba town council Wakiso district.
Abstract
This dissertation focuses on understanding the effect of credit availability on farmers’ coffee production. In recent years, access to credit has become increasingly important for agricultural production specifically coffee production, as it supports easy access to inputs, modern farming technologies, financial stability, and the pursuit of personal and professional goals. However, many factors can influence farmers’ ability to access credit, such as income level, credit history, seasonality of agriculture and the broader economic environment. This research aims to shed light on how the presence or absence of credit access affects coffee production, establishing the main sources of credit in Namayumba Town council wakiso district. The dissertation utilizes quantitative research methods to conduct an empirical analysis of credit access and its effects on coffee production using primary data obtained from the coffee farmers. By employing a large representative sample size, a comprehensive understanding of the relationship between credit access and coffee production across different demographic groups of the coffee farmers was achieved. The research methodology included a combination of regression analysis, econometric modeling, and statistical techniques. The analysis accounts for potential confounding factors and controls for endogeneity to ensure the robustness of the findings. The findings of this research provide significant insights into the dynamics and impact of credit access on coffee production. The results will inform policymakers, financial institutions, and individuals about the potential benefits and challenges associated with improving credit access on coffee production. Additionally, findings revealed a positive relationship between credit access and coffee production. Overall, this dissertation contributes to the existing literature by deepening the understanding of the relationship between credit access and coffee production. By analyzing empirical data and employing robust research methodologies, this study sheds light on the factors shaping credit access opportunities for farmers. The insights generated from this research can support evidence-based decision-making and facilitate the design of more inclusive and effective credit access policies and systems.