College of Business and Management Sciences (CoBAMS)

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    The impact of external debt on economic growth in Uganda (1986-2015)
    (Makerere University, 2007-08) Opaman, Micaiah Joshua
    The study investigated the impact of external debt on economic growth in Uganda for the period 1986-2015. Time series data on external debt stock and external debt service was used to capture external debt burden. The study set out to test for both a long run and causal relationship between external debt and economic growth in Uganda. An empirical investigation was conducted using time series data on Gross Domestic Product, External Debt Stock, External Debt Payments and Exchange Rate from 1986-2015. The techniques of Estimation employed in the study include Augmented Dickey Fuller (ADF) test, Johansen Co-integration, Vector Auto Regression Approach and Granger Causality Test. The results show No long run relationship and an independent relationship between external debt and economic growth in Uganda.
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    The Knowledge, Attitude and Practice of Breast Self-Examination Method Among the Female Youth
    (Makerere University, 2010-07-27) Kyamulabi, Dorothy
    The general objective of the study was to analyze the knowledge, Attitude and Practice of Breast Self Examination by female university students. The study showed that the biggest percentage of female students have the knowledge of Breast Self Examination as a tool to check breast cancer among females and how it is done, but a very small percentage of only 35.4% do practice it. The researcher recommends that policy makers use youth related programmes to encourage the youth to practice Breast self examination.
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    Assessing the Status of Gender Inequality in Goma Sub-county, Mukono District
    (Makerere University, 2010-08-17) Omaset, Fredrick
    The general objective was to assess the status of gender Inequality in Goma-subcounty (Mukono district). The research design was made up of Multistage sampling, simple random sample design and systematic sample design which comprised of 80 house holds that were interviewed. data was captured by EPI-data and the exported to SPSS for analysis. the survey was comprised of majority males as compared to females. Also majority of the respondents had not attained any education levels and most of them were married. The study found out that there was a difference in the employment levels attained between males and females. It further found out that there was no significant difference in education levels attained by both males and females. Further more, It was also discovered there was a significant difference in acess to financial services between males and females.
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    Hindrances to Education Attainment of the Disabled People in Uganda: Case Study of Kampala District
    (Makerere University, 2011-06) Kabakama, Precious
    With the birth of many NGOs in Uganda and introduction of UPE and USE, there has been increased enrollment of Persons with Disabilities (PWDs) in schools and institutions. This enrollment has also been catalyzed by the favorable laws and policies that favor PWDs into admission. However, there still remains a lot to be done with the ever increasing levels of disability among Ugandans. This case study therefore aimed at finding out the current level of education among the disabled people; identifying the disabled people’s coping mechanisms in the light of persistent illiteracy; finding out the disabled people’s ability to cope when they are enrolled at education institutions and to assess if the disabled person’s family background affects their ability to attain education. The key findings of this study are that poor attitude, financial constraints, difficulty in movement, inaccessible structures and stigma are the major obstacles to education attainment. Other hinderances namely; lack of special needs schools and teachers, lack of machines like computers, Braille machines, and scholastic materials also play a big role. Considering the existing situation, parents of the disabled children should join hands with the government to provide facilities necessary for their education especially the learning aids. Parents should also stop discriminating against their disabled children. Government ought to put in much effort to implement the special needs education program in the curricula of teaching institutions.
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    Survival strategies of non-resident University students
    (Makerere University, 2012-07) Natamba, Phionah
    This research presents findings of a survey carried in hostels of Makerere University in Kampala about survival strategies of non-resident university students. The university comprises of many hostels which include; Nafisa, Garden courts, Nana, God is able, Phionah and Akamwesi hostels. The general objective of this study was to find out the survival strategies of nonresident university students of Makerere University in Kampala. The data was collected from the residents in hostels taking a sample of 100 respondents. An interviewer- administered questionnaire was basically used as the research instrument. Variables considered were the problems faced by students. These were insufficient money, congested classes, poor meals, too much course work, Inflation, Sickness and poor sanitation. Majority of Makerere university students stay in hostels and a number of them in mixed hostels around Kikoni. The analysis also showed that out that 54% of the respondents were females and 46% were males. Majority of the respondents were aged between 23 and 27 with 48%, followed by those aged between 18 and 22 with 46% and lastly 28 and 32 with 6%. implying that majority of university students are aged between 23 and 27. 27%which is the majority of the students get food by buying from the restaurants. 21.6% of the nonresident university students get food by cooking, 18% of students get food from home, 8.1% of nonresident university students miss out meals because they cannot get some even remain in the library at the time of eating and 6.3% get their food from their halls of residence. The research also found out that 37.2% of the NUS survive on money from their parents and guardians, 26.9% survive on government money or money from their sponsors, 20.5% survive on the small-scale businesses, and 15.4%of the students survive on their jobs these are mainly master’s students. 32.2% of students have the problem of insufficient money,16.1% have a problem of poor sanitation in their residences, 15.3% have a problem of congested classes,13.6% have a problem of poor meals, 8.5% face a problem of sickness and this affects one’s performance. Therefore, for favorable survival at campus, the researcher recommends parents and guardians properly and avoid bad practices like prostitution.
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    The study of the retail prices of fuel and gas in Uganda (2004-2012)
    (Makerere University, 2013-09) Kayeny, Comfort
    Gas price and oil have been rising over the years causing the prices of consumer goods prices to rise
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    Effects of plastic bag usage and their disposal practices on the environment case study of business operators around Makerere
    (Makerere University, 2013-09-02) Bakowa, Samalie Ruth
    In an effort to determine the effects of using plastic bags on the environment, a descriptive study was conducted using a questionnaire administered to a randomly selected sample of 96 respondents around Makerere University. Descriptive statistics, Chi Square tests and ANOVA were used to analyze the data. From the study findings, the individual’s income levels and education levels had a significant relationship with usage of plastic bags (p-value<0.05). From the study findings, 88% of the respondents were using plastic bags as their main shopping bags, majority (51%) were using plastic bags because they were cost effective/cheap, 21% said they liked plastic bags because they are convenient, and the rest (28%) said that they used the plastic bags because the alternatives are expensive and hard to find. Most of the respondents (51%) said they dispose off their plastic waste through waste collectors, 20% burn their plastic waste, 16% reported to be using community bins, 11% litter them anywhere, and the rest 2% were recycling. The choice of using a plastic bag depended on the level of income and education level of the individual. Majority of the respondents (54%) reported blockage of the drainage system as their biggest challenge of the plastic waste, (24%)reported that plastic waste can be a habitat for mosquitoes, 17% said plastic bags degrade the cultivatable land leading to soil infertility and the rest (5%) reported plastic waste as one of the causes of animal death. It was therefore concluded that high use of plastic bags was associated with high prices of the alternative environmentally friendly bags and lack of awareness among masses on the negative consequences of plastic waste on the environment. It is recommended that shopping nets or cotton bags should be brought when going out for shopping. The government or other environmental activists should endeavor to educate and create awareness of the negative effects of plastic bag usage.
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    Role of small scale enterprises in provision of employment opportunities in Uganda. Case Study: Nansana Town Council
    (Makerere University, 2014) Najuna, Dithan
    The major purpose of the study was to examine the nature of SSEs that provide employment to the labor force in Nansana Town Council- Wakiso District. The study adopted a descriptive survey design and data was collected using a questionnaire administered to two hundred and forty six respondents randomly selected from Nine hundred and eighty four people who own and run small scale enterprises (SSEs) in Nansana town council. The study showed that majority of the small scale businesses in the area of study are involved in the tied shop business with a higher percentage of 63.3% compared to 17.1% in the market place business, 6.3% in the hawking business, and 7.5% in the street retailing. From the results indicated in the table, it showed that 46.7% of the business entrepreneurs arc Degree holders, 39.2% are Secondary certificate holders as 5.8% are Diploma holders compared to 5% with no education and 3.3% at Primary level of education. According to the analysis it is showed therefore that the level of education is positively related to the growth potential of business. The findings also went ahead to show that there are more males than females in SSEs. This is so because the males have a greater share of 62.1% as regards the ownership of the business compared to women. This implies that most of the Small-Scale businesses are operated by men for purposes of supplementing on their incomes to enable them sustain an improved standard of living. The study also made efforts to find out the most encountered challenges that are faced by employees in SSEs and they include the following: Poor infrastructure, Financial problems both access and management, improper business feasibility, Lack of management skills, Poor education background, Poor marketing strategy, and lastly but not the least increasing competition from large firms. From the above therefore, small scale businesses need to employ professionals to manage well their businesses this will improve on their performance since these will establish and strengthen the internal controls as regards financial resources. It is through this that small businesses whose startup capital is based on own savings will easily access financial institutions for loans to enhance their business operations towards employment provision.
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    Trends of consumer price indicies in uganda 2003-2014
    (Makerere University, 2014-08) Mulongo, Bashir
    Consumer price index (CPI) also known as commodity Price Index is the measure of the changes in the general price of a market basket of consumer goods and services purchased by a household. CPI in Uganda has been generally unstable over the year and in general 1994-2014. With peaks and valleys. The inflation rate in Uganda was recorded at 5.40 percent in May of 2014. Inflation Rate in Uganda averaged 7.21 percent from 1998 until 2014, reaching an all-time high of 30.48 percent in October of 2011 and a record low of -5.36 percent in November of 2001. Inflation Rate in Uganda is reported by the UBOS. However, the Central Bank together with UBOS have worked hand in hand to see to it that this rate is kept at a minimum say by regulating the central rate, that is the rate at which commercial banks borrow money from it and by doing this they will lower the interest rate thus lowering the inflation rate or otherwise is the OMO.
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    Factors that constrain loan seekers from acquiring financial intermediaries' credit
    (Makerere University, 2014-10) Bufumbo, Joel Arthur
    The study assesses factors that constrain loan seekers from financial intermediaries' credit especially from Centenary Bank Bwaise Branch. The specific objectives of the study included; to establish whether the policies influence the acquisition of loans, to assess the relationship between education and the type of loan one acquires, and others as they are explained and analyzed in the report. A purposive study was carried out from only those respondents who had knowledge about centenary bank. The study was established on a survey study where primary and secondary data were used, primary data from the clients of centenary bank in the areas of Bwaise was used questionnaires were used and interviews for those respondents who didn’t know how to read and write. This data was analyzed by use of SPSS and tables figures were used to infer on the general factors that constrain clients from acquiring of loans. The results that were found out showed that the education level and sex does not impact on the acquisition of a loan as it was tested using the spearman’s rank correlation, as it was found out most of the respondents were men and other findings as they were explained in the report. However, the research did not cover all the factors that constrain clients from acquiring loans like the uneven spread of bank branches that are only concentrated in urban areas, therefore these necessities the researcher to give some recommendation to the bank like it has to reach out to customers in rural areas, reduce the interest rate that is charged on loans so as to attract more clients to borrow.
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    Contribution of farmer groups to food security of rural farmers: A case study of Luweero District
    (Makerere University, 2015) Oparok, Stephen
    Today one of the most compelling challenges facing Uganda is the problem of food insecurity. Food insecurity is not only on a steady increase but also wide spread in rural areas majorly attributed to weather changes and natural calamities (Food nutrition report 2013) .In the quest for solutions to the country‟s development challenge and poverty alleviation, Agriculture and farmer group formation in particular is becoming one of the most popular options as food insecurity has been identified as a barrier facing the poor. However there is a general consensus that farmer group formation is the best to arbitrate food security and boost agricultural production as well the majorly benefits the poor. The overall aim of this thesis is to explore the impact of farmer groups on food security among the rural poor. The questions that have guided the empirical investigation are based on what impact does farmer groups have on food security? Do farmer groups influence food security among the members? Do farmer groups lead to a significant change of living standard among the members? The incomes of members of the farmers groups were found to be much higher than for farmers who did not belong to any farmers‟ group ie a member of the farmers group was found to earn between 1,000,000 Shs to 5,000,000 Shs in a harvesting season as compared to farmers who did not belong to any farmers group earning an average of less than 1,000,000 Shs Per harvest season. The findings also show that, farmers who did not belong to any farmers‟ group were living in mud structure and semi- permanent buildings.
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    Contribution of farmer groups to food security in rural farmers
    (Makerere University, 2015-06) Oparok, Stephen
    Today one of the most compelling challenges facing Uganda is the problem of food insecurity. Food insecurity is not only on a steady increase but also wide spread in rural areas majorly attributed to weather changes and natural calamities (Food nutrition report 2013) .In the quest for solutions to the country‟s development challenge and poverty alleviation, Agriculture and farmer group formation in particular is becoming one of the most popular options as food insecurity has been identified as a barrier facing the poor. However there is a general consensus that farmer group formation is the best to arbitrate food security and boost agricultural production as well the majorly benefits the poor. The overall aim of this thesis is to explore the impact of farmer groups on food security among the rural poor. The questions that have guided the empirical investigation are based on what impact does farmer groups have on food security? Do farmer groups influence food security among the members? Do farmer groups lead to a significant change of living standard among the members? The incomes of members of the farmers groups were found to be much higher than for farmers who did not belong to any farmers‟ group ie a member of the farmers group was found to earn between 1,000,000 Shs to 5,000,000 Shs in a harvesting season as compared to farmers who did not belong to any farmers group earning an average of less than 1,000,000 Shs Per harvest season. The findings also show that, farmers who did not belong to any farmers‟ group were living in mud structure and semi-permanent buildings.
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    Impact of auditing on performance of local governments in Uganda: a case study of Bushenyi Local Government
    ( 2015-06-15) Ahabwe, Brian
    The purpose of the study was to determine the impact of auditing in the financial performance and service delivery of Local Government and was based on three specific objectives which were; to establishing the level of auditing in Local Government, to find out the level of financial performance in Local Government, and to find out the relationship between financial performances and audit risk in Local Government. The study adopted a Cross sectional research design to get both qualitative and quantitative data where questionnaires, interview guides and secondary data for the period under review were used. The target population for the study constituted 50 respondents who were from accounting, auditing, finance and other departments and were obtained by use of purposive sampling. Descriptive statistics such as frequencies, percentages, P-Values and others were used to analyze data. Data presentation was done by the use of tables for ease of understanding and interpretation where data analysis was done by use of STATA. From the findings, the study concluded that there was a significant relationship between financial performance and Audit risk, where Inherent, control, detection and other Audit risks were faced due to weak test and procedures, inexperience of new staff and others which lead to poor service delivery to the public. Financial Performance was mainly affected by corruption through bribery, inexperienced staff who led errors into Financial Statements which lead to poor Financial Performance in Bushenyi Local Govenment. The study revealed loophole and the following recommendations were recommended and these included; designing very strong internal control systems, strong techniques to detect audit risk in Financial Statements, increasing the number of auditor and others to reduce audit risk and improve on financial performance of Local Government.
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    Profitability of Medical Insurance: Case Study of United Assurance Policy Insurance Uganda Limited
    (Makerere University, 2015-07-07) Nabutya, Priscilla
    The purpose of the study was to evaluate the profitability of medical insurance. The study was conducted at UAP insurance company Uganda limited headquarters in Kampala. The objectives of the study were; to establish the effect of underwriting practices, fraud, advertising, insurance regulation, number of years of the company’s existence and pricing patterns on profitability of medical Insurance. The researcher used regression analysis and the research design adopted was descriptive in nature. The research focused on primary data that was collected using self-administered questionnaires. Data analysis was carried out using Uni-variate tools of frequency tables and Bi-variate tests using Chi-square test. The research findings revealed that there is a significant relationship between pricing patterns and profitability of medical insurance. It was also established that there is a significant relationship between medical insurance underwriting practices and profitability of medical insurance. The research found out that there is a significant relationship between insurance regulations and profitability of medical insurance. Results revealed that there is a significant relationship between profitability of medical insurance and insurance fraud. There is a significant relationship between number of years of insurance company existence and medical insurance profitability. Finally, results revealed that there is a significant relationship between medical insurance profitability and advertising . Insurance companies need to educate the public on the benefits of having medical insurance. They need to invest in modern technology that can be used to detect fraud. The government of Uganda should subsidize medical insurance premiums to enable the poor people access the service. Medical is of a remarkable importance to the social and economic development of developing countries since healthy population is much more productive. Thus it is of great need that individuals embrace this wonderful service.
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    Factors affecting male students’ welfare in halls of residence at Makerere University. Case study: Livingstone Hall
    (Makerere University, 2015-08) Ssekiriwo, Andrew
    The main objective of the study is to assess the relationship between students' welfare in the halls of residence and their academic performance. To accomplish this goal its necessary to reach some prerequisite goals which are, establishing whether student leadership has an effect on their academic performance, determine the effect of student involvement in other activities other than academic performance, assessing the conduct of hall administration on academic performance and identifying challenges faced by students in halls of residence.
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    Contribution of SACCOs towards welfrae among households in Kidongole Sub-County, Bukedea District
    (Makerere University, 2015-08) Okello, Denis
    The major purpose of the study was to examine the Contribution of SACCOs towards welfare among households in Kidongole Sub-County, Bukedea district. The study is guided by the following objectives; to establish the relationship between savings and acquisition of essential assets by households, to find out whether improved savings culture contribute to households’ ability to pay medical bills, school fees and others, and to determine the relationship between loans issued by SACCOs and households monthly total expenditure. The study design consisted of triangulation of both qualitative and quantitative research designs and both probability and non-probability sampling techniques were employed. Cluster sampling was mainly used in order to obtain the representative sample of people’s annual income while purposive sampling was used so as to capture data from key informants. A sample size of 80 respondents computed using Yamane’s formula was considered, primary data was collected by the use of questionnaires which focused on the research questions. Secondary data was got from journal reports and internet which are in relation to the study objectives. Data was entered into excel, edited and imported to STATA where it was coded and analysed. Data was also presented in tables, charts and multiple regression analysis was used due to availability of more than two independent variables affecting the dependent variable. Findings on the Social demographic and economic characteristics of the farmers were obtained for example the study showed that most of the farmers were females (63.75%), the study also shows that an average farmer in the association was 40 years old and was responsible for up to 8 dependants in his/her household on average. The study indicated that, majority of the households were able to save with the association (93.75%) and there was a significant relationship between savings and asset acquisition. The researcher also emphasized some recommendations to the association that is; the Association should educate, train and sensitize the members and the general public about the importance of saving in line with welfare improvement so that they are encouraged and hence develop the spirit of savings and entrepreneurship.
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