| dc.description.abstract | Over the years, numerous researchers have studied on the determinants of personal saving behavior among the households and employees rather than young adults such as university students. Despite there are few students focus on the financial behavior of the university students, most of the studies were not drove by theory and merely focused on single factors. Therefore, this research is aims to investigate whether financial literacy (FL), social influence (SI), income levels (IL), of university students in Makerere by applying the Theory of Planned Behaviour (TPB).
Therefore, we came about to engage in the determinants of saving behaviour among the university students in Uganda for our research. Based on past researches, we decided to choose three determinants of saving behaviour which is financial literacy, income levels and social influence. Moreover, we chose university students as our target respondents due to their significant future contribution to the country.
This is because one’s saving behaviour varies when he or she has different level of financial knowledge. Besides, parent plays an important role in affecting their children in the conduct of saving. Furthermore, social influence can have a great impact on saving behaviour of university students due to their close relationship other than parents. Lastly, no one can affect another easily. In other words, self-control plays an important role for university students to practice saving. In our research, we had discussed the implications of saving behaviour and the determinants that can affect it. Thus, based on our research, readers can gain much knowledge on the factors affecting saving behaviour and practice saving accordingly. Determinants of saving behaviour among the university students in Uganda | en_US |
