Academic submissions (CoBAMS)
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ItemThe effects of cement production to the welfare of Ugandans. A case study of Osukuru Parish in Tororo District(Makerere University, 2019-07)Cement production having been one of the stable growing activities in Uganda with a number so factories and companies starting up across different areas where limestone one of the major raw materials are in plenty. It’s of a great importance to assess the effects of cement production on the welfare of people around such places taking a case study of Osukuru Parish, Tororo district. The study specifically assessed the association of welfare status of respondents with their background characteristics as far as Tororo cement ltd is concerned. Primary data was used in which data was collected from the respondents by administering a well-designed and pretested questionnaire and Epidata software was used for data entry, cleaning and sorting whereas SPSS and STATA were used in analysis. The study was based on a sample of 100 respondents and from analysis, majority (72.00%) of the respondents were males, 53.00% were aged 20 to 29 years, 27.00% 30 to 39 years and 12.00% were aged 40 and above. About their marital status, 54.00% were married, 44.00% single and the rest divorced and for the education level, majority (52.00%) had attained secondary, 20.00% primary, 17.00% tertiary and 11.00% none. As regards to employment with Tororo cement ltd, majority (74.00%) of the respondents were employed with majority (56.76%) doing casual work, 16.22% operators, and they were paid median income of Ug.Shs 400,000 monthly though to the majority (52.70%) it was not enough for their survival so some had to subsidize with farming, business and doing other jobs. On welfare aspects all respondents agreed that Tororo cement ltd contributed positively to their community though providing employment opportunities, participating in community services, and educating their children however they all agreed that it somehow contributes negatively to the community through causing pollution and displacing residents in the process of expansion. Among the major symptoms of health effects were Cough and chest tightness, Irritation of eyes, runny eyes and conjunctivitis and Skin irritation, itching, and burn. At multivariate welfare status of respondents were significantly associated with education level, age and employment status by Tororo cement ltd where those that had attained tertiary, aged 30 to 39 years and those employed were more likely to have improved welfare status. Finally there is need to increase on the employment opportunities of the residents of the area in order contribute positively to their welfare and more research on health effects of cement on the residents.
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ItemFactors that affect the academic performance in Makerere University(Makerere University, 2019-08)This study was conducted at the School of Statistics and Planning, Makerere University. The objective of the study was to assess admission points, parent’s socio-economic status and academic performance of students from the School of Statistics and Planning. The research methodology for the study was descriptive cross-sectional research design. The sample size was 150 students and stratified sampling technique was applied in selecting the respondents who were included in the sample. The researcher used questionnaires to collect data and data was analyzed SPSS version 20.Study findings also indicated that the admission criteria has no significant influence on a student’s academic performance that is p-value (0.673) greater than 0.05. The study results indicated that family income has a significant influence on academic performance since the significance value (0.004) was less than the usual critical value of 0.05. The study results also revealed that parent’s occupation has a significant influence on student’s academic performance since the significance value (0.030) was less than the usual critical value of 0.05. The study results indicated that most of the respondents had their former schools located in urban areas and since the significance value (0.002) was less than the usual critical value of 0.05, it revealed that former school location significantly affects the student’s academic performance. Study findings revealed that on average, the number of points which were obtained at A’ level was 14.62 points with its mean deviating from the true value of points at 2.495 and since the significance value (0.000) was less than the usual critical value of 0.05 which revealed that points obtained at A’ level has a significant impact on student’s academic performance at the school of statistics and planning. The study concluded that admission points do not affect one’s academic performance but socio-economic status of parents and former school factors do at the school of statistics and planning. The study recommended that people with good grades in high school should be admitted in order to increase academic performance of students at the school of statistics and planning
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ItemFactors limiting access to online shopping: A case study of school of statistics and planning Makerere University, Kampala, Uganda.(Makerere University, 2019-08-01)This research paper was aimed at understanding the factors limiting access to online shopping at School of Statistics and Planning, Makerere University, Kampala central. The objective of this study was to investigate the effect of social demographic factors, awareness of online shopping, price of products sold online, internet access, mode of payment and internet fraud on online shopping. The assessment was made on gender, description, age of respondent, average monthly expenditure, familiarity with online shopping, the speed of the internet connection, mode of payment they would preferred and awareness of online fraud using both primary data and secondary data sourced from school of statistics and planning. In the results, majority (68.3%) were male and the rest (31.7%) were the female counter parts and it also emerged that majority (60%) of the people who responded have ever shopped online and only 40% who have never bought or ordered goods over the internet. At bivariate level the results showed that only description at school of statistics and planning, highest level of education, average monthly expenditure, familiarity, likeliness to shop online in future, speed of internet and awareness which were significant (p-values < 0.05). In multivariate level, factors limiting access to online shopping were only three and these included; average monthly expenditure, familiarity with online shopping and speed of the internet (p-values < 0.05). In conclusion, only three hypothesis were rejected and these were; there was no relationship between social demographic factors and online shopping, Customers awareness of online shopping has no effect on online shopping and Internet access has no effect on online shopping. Therefore the three factors limit access to online shopping according to this study. The study recommends that effort should be taken by the public to have an alternative source of income so as to increase on their monthly expenditure, effort should be taken by online shop owners to make people aware about online shopping through advertisement and also telecommunication companies like MTN and Airtel to migrate to 4G network so as to increase the speed of the internet when connected to the net. All these will motivate people to shop freely online.
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ItemAnalysis of the effect of inflation on the profitability of Commercial Banks in Uganda. Case study: Stanbic Bank Uganda(Makerere University, 2019-08)This study was undertaken to establish a relationship between the annual inflation rate and the profitability of commercial banks and the case study was taken to Stanbic Bank Uganda (SBU). The research was guided by three research questions that is to say: i) to determine the relationship between return of assets and the inflation rates. ii) To determine the relationship between SBU customer deposits and the inflation rate. iii) To establish the relationship between profits and the inflation rate. The study adopted secondary data about inflation rate, SBU customer deposits, return of assets, and the profits of the bank. The data was analyzed using inferential statistics with the help of statistical package for social scientists (SPSS) program. The regression analysis results were presented in the tables and scatter plots plotted to establish the relationship between the variables. The first major findings was the positive relationship between inflation rate and the return of assets of the bank, as inflation levels rises, so did the bank’s return of assets. The regression analysis of the secondary data showed that inflation has a significant effect on SBU return of assets. The second major finding was that inflation has negative impact on the customer deposits. The third finding revealed that a rise in inflation leads to low bank profits of the bank. The study concludes that further research is needed to establish other major causes of fluctuations in the bank profits apart from inflation which this study has been able to look at.
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ItemAn assessment of the factors affecting the uptake of micro insurance in Uganda: A case study of Wandegeya Market( 2019-08-16)The objective of this study was to assess the factors affecting the uptake of micro insurance in Uganda. These factors included socio-economic and demographic factors such as gender, education level, size of household, level of income, awareness on insurance, trust in the insurer and age of the respondents. Primary data was collected from 120 individuals aged 18 years and above in Wandegeya market in Kampala district, Uganda. The analysis was done using frequency distribution and logistic regression in STATA. From the results of analysis, majority of the respondents had never used micro insurance (90%) and only 8.3% had an idea about micro insurance. 40% of the respondents considered issues of trust in the insurer as a major reason for not engaging in micro insurance activities. Other risk mitigation approaches such as borrowing from banks and friends were also relevant in the uptake of micro insurance. In the multivariate analysis, uptake of micro insurance was directly influenced by income level (p-value=0.022), household size (p-value=0.022and knowledge about micro insurance (p-value=0.016) and suitability of micro insurance products for the customers (p-value=0.0002). Male individuals were found to be less likely to purchase micro insurance (Odds Ratio=0.9625). Highly educated individuals were more likely to purchase micro insurance (Odds Ratio=1.66). Similarly, widowed (Odds Ratio=1.25) and separated individuals (Odds Ratio=1.3636) were more likely to take on micro insurance as compared to married ones. Older individuals were more likely to purchase micro insurance, odds ratio=1.75. Individuals with higher incomes (Odds Ratio=7.28), larger households (Odds Ratio=3.348) as compared to smaller households. Such findings of the research show that there is need to increase public awareness of micro insurance so that there is an increase in uptake of micro insurance. the products of micro insurance need to be designed to fit the needs of the low income earners. The government needs to come up and subsidize the insurance providers so that there is adequate extension of micro insurance services to the low income individuals.